Group Health Plans

Group Insurance health plans provide coverage to a group of members, usually comprised of company employees or members of an organization. Group health members usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders. 

NJ Group Health Plan

Benefits to the Employer

  • It can reduce absenteeism. A healthy employee is present and more productive. And the more physically sound workers are, the less prone they are to injuries and less likely they are to miss workdays.

  • It can be a recruiting tool. Sought-after employees often have the advantage in negotiating job perks and benefits. If a potential employee is deciding between two jobs (or if a current employee is thinking of leaving), benefits like a superior health insurance plan can tip the balance in your favor.

  • It can increase retention. Employees are more likely to stay with a company that offers valuable insurance benefits, as they can be far more costly to replace on an individual basis.

  • It can boost employee satisfaction. Workers tend to place higher value and feel more favorable about jobs and employers that provide good health benefits.

  • It’s convenient. Don’t underestimate this benefit. Spending time and effort looking for private health coverage on healthcare.gov or on a state-sponsored online health exchange can be confusing and stressful. When you offer employer-provided group health insurance, your employee can choose your plan and avoid that search.

  • It can save money. Speaking of online health exchanges: While the Affordable Care Act helped reduce medical costs for many Americans, some may actually experience increased costs. By offering your employees group health insurance, you could potentially save them thousands of dollars per year.

Why partner with us?

     We understand the positives and the negatives of the Group Health Plans. We also understand the choices you have to make as a business owner. 

     Helping you obtain Group Health is a small part of our service, we offer a variety of programs and coaching to help you and your employees save on health insurance premium. 

NJ Group Health Plan